The majority of Social Security benefits are paid to retired workers. However, 36 percent of benefits are paid to non-retired workers. Those who receive these benefits might be a disabled worker or a surviving beneficiary of a worker such as a spouse or minor child. We will examine how non-retired workers can qualify for Social Security benefits.
Social Security Disability Insurance: Qualified workers who are disabled or blind and are deemed not able to work for at least 12 months or are terminally ill may qualify for Social Security assistance. The worker must be disabled for at least 5 months before applying for the benefits. The benefit period will continue on until Full Retirement Age, an improvement in the worker’s condition or death. In order to qualify for the Disability Insurance, Social Security has a very strict definition of disability. Once on Social Security disability, recipients are also eligible for Medicare after two years. This can be valuable to those without health insurance.
Next, we will look at the benefits for survivors, spouses, and children.
Contact us about your social security questions.
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Posted on Tue, July 1, 2014