Tag: investing

5 Stock Market Truths

Always buy stocks when the market is down. Never buy stocks when the market is down. You’ve probably heard both of these arbitrary truths, but that’s what happens when we have these rules in our head about the stock market that aren’t really based on anything.

Where is the safest place to pull money in a down market?

Jim Ryun was going for the gold in the metric mile at the 1972 Munich Olympics. In his semifinal race, he got tripped up and fell with about two laps to go. He got up and ran valiantly, but he could not catch the leaders and didn’t make the final. He just didn’t have enough time to make up the difference and ultimately didn’t get a shot at the gold.

Feeling Confu$ed About Money Decisions?

Amazon founder Jeff Bezos was once asked, “What do you think is going to change in the future?” His response was that change wasn’t what to focus on. Instead, he said, “Ask yourself, ‘What’s likely to stay the same?’”

5 Keys to Dealing with Loss Aversion

Back when I started in this business, our firm’s founder, Ed Coyle, used to joke that investors expect 20 percent annual return on their money, fully guaranteed by the government, fully liquid, with no taxes. We laughed because it’s not achievable. Everything seems wonderful for investors when markets are calm like they are right now, but sooner or later the tide will turn, and investors will be in the grips of what behavior finance experts call “loss aversion.”

Rule of 72 Favors the Prepared Mind

Are you familiar with the Rule of 72? It’s a shorthand way of calculating how long it will take for your money to double. Take an interest rate—say, 7 percent. Divide 7 into 72, and that’s a little over 10. That means it will take a little over 10 years for your money to double at a 7 percent rate of interest.

Investing—History Repeats Itself

Many of you know Warren Buffett, the billionaire head of Berkshire Hathaway (aka the Oracle of Omaha). Everyone from novices to professional investors heed Buffet’s wisdom because he’s got a great, folksy way of simplifying all the noise we get about the markets and successful investing. What you may not know is that Buffet wasn’t the first to use this approach.

Two Key Rules to Preserving Wealth

Remember the 1960s TV show “Sing Along With Mitch”? It featured an animated bouncing ball over the lyrics on the screen with a chorus singing in the background. As a kid, I sometimes found that show confusing. The same thing can happen in managing your investment portfolio. Sometimes investors come in to see us with a portfolio that’s been bouncing all over the investment universe. They’ve been chasing one hot investment after another—usually arriving too late to the party. After all that time, stress and effort, they have disappointing returns and a really dysfunctional portfolio.

Wealth Enhancements Through Tax Mitigation

As far back as the 1930s, a New York State judge, The Honorable Learned Hand, observed that there were two tax systems in America: “One for the informed and one for the uninformed. Both of them legal.”

Bonds–The Tide Has Turned and the Sky Darkened

As many of you know, the Federal Reserve Board recently agreed to taper its bond-buying economic stimulus program. It’s something we’ve been expecting—some would say dreading–for a long time. It means the Fed thinks the economy’s recovered to the point that it can move forward on its own. That’s great for business and job seekers, but what does it mean for you and I as investors? Rising interest rates.

Market Trends Transitions

Markets keep changing. Here’s how to stay in the stay-rich game and hold on to your assets in any market cycle. Key Takeaways Wealth preservation

book img2

A Comprehensive Guide To Safeguarding Your Financial and Family Wealth.

Subscribe to our blog

Looking for Something?

Coyle Financial
Counsel Events

Recommended Reading

book img3
Download Free Chapter on
Lifelong Learning

Watch More Videos