Almost everyone I talk to says the same thing: “These are crazy times” (or something similar). It seems that many of us have a hard time wrapping our heads around this global pandemic. We don’t know quite how we should feel about the constant stream of COVID-19 news. It’s an eerie feeling. We feel out of control, helpless.
Board games and card games can be a whole lot of fun, and they can be especially appealing when you’re looking for something to do on these cold winter nights, but don’t want to leave the house. Of course, they’re not very much fun if you’re playing with the wrong set of rules or if you’re just confused about how to play the game.
Process: a series of actions or steps taken to achieve a particular end or outcome.
There’s a new act that was recently signed into law by President Trump and which took effect on January 1st, 2020. It’s called the SECURE Act, and it stands for Setting Every Community Up for Retirement Enhancement. There is both good and bad news associated with it, and you’ll want to be aware of how it may affect you and your beneficiaries.
In the military, you always know who’s in charge and who’s in control. There’s a chain of command that everyone understands, there are orders to follow, and strict accountability for following those orders. It makes things clear because the “who, what, when, where, and why” are laid out for you.
ome of us will remember the date: October 14, 1962. It’s been 57 years since the start of the Cuban Missile Crisis, an event which put the world on the brink of nuclear war. It happened in the middle of the Cold War, when school children were routinely taught to hide under their desks in the event of an attack. At that time, the U.S. discovered that the Soviet Union was deploying medium range ballistic missiles on Cuban soil. This would become the biggest test of John F. Kennedy’s presidency. Seeing this as an obvious threat to national security, Kennedy’s advisors prepared several options to consider, including an invasion of Cuba. The President, however, feared that too aggressive a military response could trigger a military escalation from the Soviets, possibly starting a nuclear war. Kennedy put the U.S. military on “maximum alert” and weighed all of his options, knowing that delaying his decision meant that more Cuban missiles would become operational.
You may be old enough to remember when television stations signed off the airwaves for the night. Some stations ended the day’s broadcasts by playing the National Anthem. After that, you saw nothing but a test pattern until the morning programming sign-on.
Pain is one of the universal facts of our existence. We’ve all experienced it. And pain is not just physical; it includes psychological and emotional pain as well. Reflect for a moment on your most painful experiences. Vivid scenes often come to mind, as do the sights and sounds in great detail (thankfully, our recollection of the actual pain is greatly diminished over time). Is it any wonder that we go to such great lengths to avoid it or to get relief from it?
In the aftermath of the recent stock market volatility, market observers and financial media pundits were quick to attribute causes: fear of the Federal Reserve raising short-term interest rates too high, computerized trends following trading algorithms, an economic slowdown in China, the U.S. economy heading into a recession, Brexit, a slowdown in corporate earnings (just to name a few).
As of November 20th, the U.S. stock market is flat year-to-date, having given up all gains for the year. The story for foreign stock markets is worse, down double-digits for the year. After one of the calmest years on record in 2017, this year has seen volatility return with a vengeance with two market declines greater than 10% from a previous market high.
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